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  • Writer's pictureSandipan Chatterjee

Navigating Risk: The Perils of Riding a Capsizing Boat

I am picking up from my life experience; you will connect. The events are very common, and most of us address them likewise. We often find ourselves aboard boats of decisions, navigating the unpredictable currents of choices. Sometimes, however, we willingly step onto a vessel that we know might capsize midstream.

But why? Because the journey was meticulously planned, resources were invested, and the fear of how others might perceive our change holds us captive. You may feel the only way is to go forward.

Imagine yourself making a call, knowing that it may ruin your future. You paused, considered, and persuaded others who your choice might impact before stepping back.

In many cases, even after resigning, you learn your prospective employer is bankrupt, or you booked a flat in an upcoming locale and discovered the builder is a fraud whom you paid an advance, or in an arranged marriage, you realized lately that your future partner has many secrets that could be a spoiler to your relationship.

These are usual, and I trust 90% of people fall into this trap.

So, how will you navigate the risk? In this article, I will share a few simple steps to assess and address the risk and take appropriate steps to hold yourself back. In many cases,

the reversal is not in the cards, but a quick U-turn may save you from a more significant loss of confidence, reputation, and financial loss.

These actions are equally effective for your professional ventures as well.

Now, let me share some practical strategies that are time-tested and used by me in different parts of my life while sensing a capsizing boat scenario.

These actions are equally effective for your professional ventures as well.

Now, let me share some practical strategies that are time-tested and used by me in different parts of my life while sensing a capsizing boat scenario.

The Initial Decision: Setting Sail

Embarking on a boat journey is symbolic of making a decision. It may be a career move, a personal commitment, or a significant life change. The allure of the destination and the potential rewards draw us in, prompting us to set sail despite the turbulent waters that lie ahead. We are driven to the journey while knowing well (sometimes in the subconscious) that this may be a spoiler.

We all know that 98% of people face losses in stock options trading, but it is the most exciting earning opportunity that most take a plunge knowingly. Joining a Startup always has a flipside; one may risk a stable career, but we sometimes land ourselves in difficulty for an exponential future gain.

The Investment: Sunken Costs and Emotional Currency

Once aboard, we invest time, effort, and emotional energy into the voyage.

The longer we sail, the more we become entangled in the commitment.

Like a boat trip, decisions are only sometimes smooth; they come with challenges and unexpected waves. But the more we invest, the harder it becomes to entertain the idea of turning back.

Let me explain: sometimes we get stuck in a company where payment of salaries is irregular, or the promise of increment or career growth becomes a distant dream, and we continue in that job on false hope. Is it just because you have invested in it and aren’t emotionally attached, or do you fear taking the plunge? As much as we keep ourselves stuck in this losing prospect, that much you erode your self-worth. Better decide to book your losses, pause, and come out of it!

Fear of Backing Out: The Social Currents

Fear of social judgment is one of the strongest currents preventing us from abandoning a potentially capsizing boat. We fear how those around us might perceive our decision to change course. Will they view it as indecisiveness, weakness, or failure?

This fear of being judged can be paralyzing, causing us to continue on a risky path despite our intuition warning us of the dangers.

I remember taking the call to find a startup. Check out; desisting myself from alluring job offers was tough. You will agree when you choose between uncertainty (in business) and steady earnings (in a job). The thought of presenting myself before the public, colleagues, friends, and relatives drove me crazy for a week. Most people fear how others will interpret their efforts, thereby painting a failed picture, so they decide to stay put and remain stuck.

On a serious note, people are so busy that they hardly get time to think of others.

If you are optimistic about your decisions and remain accountable to yourself, do not bother about the world and take a plunge.

The Weight of Perception: Sinking Under Expectations

Human beings are social creatures, and how others’ social presences affect us can weigh heavily on our minds. The fear of disappointing friends, family, or colleagues can become a heavy anchor, keeping us tethered to a sinking boat. The perceived expectations of those around us can drown out our inner voice of reason, leading us to persist even when we know it’s not in our best interest.

I have experienced this.

The reaction of others to your decision stays momentary as quickly as you recoup the perception changes.

I know many who waste their self-esteem, money, and self-worth by overthinking about social reactions. Create a pitch on your recent stand and remain committed and convinced while jumping out of the boat; you will find your purpose soon.

Finding the Courage to Change Course

The first step is recognizing that we are on a boat destined for trouble. It takes courage to admit that a decision, no matter how well-intentioned, may not lead to the desired outcome. We must learn to value our well-being over external expectations.

Once you recognize your present state and make it clear in your mind that revival is not an option, then have the courage to change course. Doing the same thing or accepting situations that demoralize you every day is killing you. Speak to your family, who might immediately be affected by your decision.

Communicate confidently about the steps you are going to take. Sometimes, you need to create a financial backup before you change courses.

This could be shifting the city, learning a new skill, or entering a new industry. Otherwise, start your venture as I did. Enough preparation is critical to success in your career.

Navigating with Intention

The key is to navigate with intention and awareness. Most individuals give in to their emotions or are forced to abandon the boat due to external factors. What I have explained here is no different than your life experience; I intend to bring it with a different perspective that helps you trigger your emotions and drive you toward positivity.

Remember, the most crucial factor in such circumstances is to consult, approach your coach, and confide. A third view may help your building choices and strategies.

Many clients approached me and could swing to a better life in 100 days because they were fast in making decisions and taking action.

Acknowledge when the current decision leads to rough waters, and don’t be afraid to change course. True strength lies not in avoiding all storms but in having the wisdom to navigate through them.

How others perceive our decisions matters far less than our peace and fulfillment in the grand scheme. Don’t let the fear of social judgment force you to stay on a boat destined to capsize. Embrace change, navigate wisely, and find solace in steering your life toward calmer waters.

If you need my assistance, please call or message me. My contacts are in BIO.

Taking your career seriously and building it when you are not troubled is advisable. Check out my offers at

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